There are many apps like Possible Finance that will help you manage your financial state from time to time. However, you have to make sure that the services offered along with the T&C falls in line with what you have right now – financially speaking.
In this article, you will find many options of apps just like Possible Finance. All of those apps are available for both iOS and Android. Just keep in mind that you can repay the loan right on time to avoid any unwanted debt in the future.
Table of Contents
Apps Like Possible Finance for Android and iOS
At some point, you will need help when it comes to finance – whether it is a cash advance or a loan in general. While requesting for a loan from banks requires various things to fulfill, using a tool that allows you to get the money instantly would be great, right?
Below is a list of apps that provide loans and cash advances for those who need it the most. Those apps offer similar options and services to Possible Finance. So, why don’t you take a look at each app’s forte and give it a thought?
1. Avant
You will find several apps similar to Possible Finance on the app market. However, if you are looking for an online app that provides larger loan amounts then you should take a look at Avant. Compared to most apps on this list, this app offers quite a huge amount of money.
This app allows users to borrow up to USD35,000 to cover debt or emergency expenses. You can sign up for its personal loan program and repay it within 60 months – of course you can choose how long to repay your loan in the first place.
Keep in mind that this app requires you to pay for the administration fees and late fees along with dishonored payment fees. Thus, make sure you have considered the entire thing before using this app to finance your needs. The APR can fall on the double-digit range, after all – it could be scary if you have no idea how to repay it. Still, if the T&C is within your range then Avant is a perfect loan buddy to consider.
Download on Google Play Download on the App Store
2. Earnin
On the other hand, if you are looking for an alternative to Possible Finance that doesn’t charge you any extra fee then you should give Earnin a try. This app is popular and comes up with a bunch of features that will help you to manage your finances.
Since Earning is one of the best Possible Finance similar apps, users can receive the advance cash 30 minutes after you send the transfer request. Other than that, the transaction fee is optional. You can tip nothing or as much as USD14 for a USD100 transfer – everything depends on you.
As mentioned earlier, this app allows instant transfer – the speed is even faster compared to most apps on this list. In case you want to enjoy all the features, you need a USD100 deposit in your account. Feel free to check the terms and conditions on the app before committing to this app. Still, Earnin is the best option for those who prefer a payday advance app that comes with no fee at all.
Download on Google Play Download on the App Store
3. Affirm
There might be quite many apps for instance money you can get from the app market. However, you have to make sure that the app is a legit one. The good news is that Affirm offers something excellent for those who need a cash advance.
Affirm is touted as the best app for online shopping. It works like a credit card but you don’t need to deal with the hassle of a credit card in the first place. You can refer to this app when it comes to the buy-now-pay-later app that leads the market.
Similar to most credit apps, you have to put a down payment in the first place. The amount depends on your purchase and your credit, for sure. By using Affirm, you can get up to USD17,500 – terms and conditions apply.
What people like about this app is that there is no late fee charged. Other than that, you can repay your loan from three to 12 months, which makes users love using Affirm for various needs. About interest rates, several retailers offer zero percent APR but it only applies for specific users.
All in all, Affirm suits those lifestyles who prefer buy-now pay-later but don’t want to deal with the hassle of credit card. The process is simple and effortless, which could be an excellent alternative to Possible Finance.
Download on Google Play Download on the App Store
4. Dave
Dave surely is not a stranger in this industry. Lots of users consider this platform as one of the best cash advance apps available for both iOS and Android. Similar to Possible Finance, Dave comes up with a bunch of benefits for its users.
Other than being an excellent payday advance app, the system will send alerts in case you are close to an overdraft charge. This is why lots of users prefer using this app for whatever reasons. All in all, Dave is a perfect payday advance app for those who don’t want to deal with overdraft costs.
Similar to most apps on this list, Dave requires every user to sign up for its monthly membership – it costs USD1 per month and you can enjoy all the features offered by the app. Other than providing cash advances, you can borrow money from Dave up to USD250.
Before repaying your loans, Dave will review your bank account and make sure whether or not you have enough to repay. If not, you can use the money in your Dave account to handle the repayment.
Download on Google Play Download on the App Store
5. MoneyLion
Another place you should take a look at when you need cash advances is surely MoneyLion. This app has become a popular platform for many reasons. It offers up to USD250 payday advance with zero APR. Other than that, there is no interest as long as you repay on time.
MoneyLion is one of the apps like Dave that will be anyone’s financial helper even though they have a bad credit score. There is no credit check at all, which makes users love this app even more.
MoneyLion offers its users to build a credit score. However, terms and conditions apply – they are a bit strict about that. You can borrow up to USD1,000 from this app instantly. Later, you can repay the loan within 12 months. While it doesn’t charge any interest, you have to pay an interest rate if you plan to build your credit through this app.
Another interesting thing that makes this app stand out on this list is the ability to monitor your credit. If you apply for the credit builder loan program, the lender will send you updates every week based on your TransUnion credit report.
Download on Google Play Download on the App Store
6. B9
Are you looking for some loan apps like Possible Finance? If so then you can check B9 on the Play Store and App Store. Generally, this app offers more than just a loan. By using this platform, you have the option to get your full paycheck in advance.
Of course, you have to sign up for its paid membership – it costs USD9.99 per month. Yet, all the things offered by this app are pretty legit. You can access your full paycheck 15 days before the day is coming.
To enjoy all the features, you must create a bank account within the app and store at least USD500 per month. By that, you are qualified to access all the best features offered by an advanced cash platform. More than anything, B9 is the best choice if you are looking for a legit app for instant advances. As long as you are fine with creating a checking account and pay a monthly fee then this app is an excellent bet.
Download on Google Play Download on the App Store
7. Brigit
Generally, there are quite a lot of names when it comes to other apps like Possible Finance. However, if you are being a bit specific – for instance, you need an app for a frequent borrower – then you can take a look at Brigit.
Brigit is surely not a stranger in this industry. Similar to most great loan apps and instant cash providers, you have to pay a membership fee – it costs USD9.99 per month. Even though other apps may offer a lower monthly fee, Brigit offers something more solid.
There is no need to pay instant transfer fees. Compared to many platforms on this list, that offer is quite interesting – several apps charge at least USD15 per transaction. In case you need to take a loan, you can choose the most comfortable repayment options.
All in all, Brigit is a perfect app for those who often take loans. It has an automatic overdraft protection so that you don’t need to worry about how it goes.
Download on Google Play Download on the App Store
8. Chime
Chime also deserves a spot on the list of any apps like Possible Finance that deliver excellent financial services. The amount offered might not be as large as Possible Finance but it surely helps you. Chime offers up to USD200 and users can repay the loan as soon as possible.
Before using the service, you need to create an account within the App. Other than that, you have to put USD200 for the deposit. Once everything is set, you can enjoy all the features – one of those nice things is the ability to make your account negative up to a specific amount.
Chime sets the first limit at USD20 and can go up to USD200 based on your activity on the account. Also, you don’t need to pay any extra fee – tipping is optional, though. All in all, Chime is a perfect loan buddy if you are looking for an app that protects you from overdraft fees. Be sure to read the terms of service in the first place.
Download on Google Play Download on the App Store
9. Current
More apps like Possible Finance are coming, after all. One of the best platforms that you should consider is called Current. This app integrates with your bank accounts and debit cards to protect you from overdraft fees. Thus, if you may go overdraft, your account will take care of it – only for those under USD100.
Just like other apps that offer this kind of service, you need to create an account and put a USD500 deposit. You have to make sure that you have that minimum amount of deposit each month so that you can enjoy all the features offered by Current.
Download on Google Play Download on the App Store
10. Cleo
Have you read the Possible app review? It provides lots of good things to users. On the other hand, you can find similar services from other apps – Cleo is one of them. This app provides up to USD100 cash advance.
You can get up to USD100 without any interest as long as you can repay right on time. More than anything, Cleo allows you to get a cash advance while sticking to a budget.
Download on Google Play Download on the App Store
11. Empower
Last but not least, you can take a look at Empower. This platform is one of the free instant cash advance apps that deliver excellent service. Other than that, you can get your cash advances pretty quickly. This app can give you up to USD250.
Empower may issue a card that you can use as a prepaid card – you should deposit a specific amount of money and then use it like a credit card. And if you are using the card for any transaction, you might be eligible to receive up to 10% cashback – terms and conditions apply.
The card also works like a debit card. You can use it to withdraw your cash at about 37,000 ATMs all over the country. Since you are a cardholder, you can grab your paycheck two days before the day. Interesting, right?
Empower allows you to enjoy the free trial for 14 days before committing to its paid subscription. If you are willing to enjoy all the services, you have to pay USD8 per month. It is always a good deal.
Download on Google Play Download on the App Store
Now you know many cash advance apps like Possible Finance. The apps mentioned on the list above offer services from payday advances and pay-later platforms to a huge loan to handle your debt.
Regardless of your preference, it is important to know the terms and conditions of each app before using the service. As long as you know how to repay and sure that you can make the repayment on time then using those apps above is a good call.
However, it is always better to stay away from debt. And that is a wrap – this is everything you need to know about the best finance apps like Possible Finance you should consider.
